{"id":1886,"date":"2019-03-05T20:26:54","date_gmt":"2019-03-05T20:26:54","guid":{"rendered":"https:\/\/studenthandbook.fuller.edu\/%ed%95%99%ec%9e%90%ea%b8%88-%eb%8c%80%ec%b6%9c\/"},"modified":"2019-03-05T20:26:54","modified_gmt":"2019-03-05T20:26:54","slug":"%ed%95%99%ec%9e%90%ea%b8%88-%eb%8c%80%ec%b6%9c","status":"publish","type":"page","link":"https:\/\/studenthandbook.fuller.edu\/ko\/%ed%95%99%ec%83%9d-%ed%95%b8%eb%93%9c%eb%b6%81\/%ec%9e%ac%ec%a0%95-%eb%b3%b4%ec%a1%b0\/%ed%95%99%ec%9e%90%ea%b8%88-%eb%8c%80%ec%b6%9c\/","title":{"rendered":"\ud559\uc790\uae08 \ub300\ucd9c"},"content":{"rendered":"<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc2e0\uc6a9\uc5d0 \ub300\ud55c \uc774\ud574. \ud559\uc790\uae08 \ub300\ucd9c \uc2e0\uccad\uc740 \uc2e0\uc6a9\uc744 \uc313\uae30 \uc704\ud55c \ub2e8\uacc4\uc785\ub2c8\ub2e4. \uac04\ub2e8\ud788 \ub9d0\ud558\uc790\uba74 \uc2e0\uc6a9\uc774\ub780 \ud604\uc7ac \ubc1b\ub294 \uc7ac\ud654, \uc11c\ube44\uc2a4 \ub610\ub294 \uae08\uc804\uc744 \ucd94\ud6c4\uc5d0 \uc9c0\ubd88\ud558\uaca0\ub2e4\ub294 \uc57d\uc18d\uc744 \ub73b\ud569\ub2c8\ub2e4. \uc608\uc0b0\uc744 \ucc45\uc815\ud558\uace0 \uacc4\ud68d\uc744 \ubbf8\ub9ac \uc138\uc6b0\uace0 \ud559\uc790\uae08 \ub300\ucd9c\uc774 \uc790\uc2e0\uc758 \ubbf8\ub798\uc758 \uc0dd\ud65c \ubc29\uc2dd\uc5d0 \ubbf8\uce60 \uc601\ud5a5\uc744 \uace0\ub824\ud558\uc5ec \uc2e0\uc6a9 \uc0ac\uc6a9\uc744 \uc808\uc81c\ud558\uace0 \uc2e0\uc6a9 \uae30\ub85d\uc744 \ubcf4\ud638\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ud559\uc790\uae08 \ub300\ucd9c\uc744 \ubc1b\uae30 \uc804\uc5d0 \uc774\ub7ec\ud55c \uc694\uc18c\ub4e4\uc744 \uc2e0\uc911\ud558\uac8c \uace0\ub824\ud558\uc2ed\uc2dc\uc624.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:8960,&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:10}\"><strong>\uc2e0\uc6a9\uc5d0 \ub300\ud55c \uc774\ud574.<\/strong> \ud559\uc790\uae08 \ub300\ucd9c \uc2e0\uccad\uc740 \uc2e0\uc6a9\uc744 \uc313\uae30 \uc704\ud55c \ub2e8\uacc4\uc785\ub2c8\ub2e4. \uac04\ub2e8\ud788 \ub9d0\ud558\uc790\uba74 \uc2e0\uc6a9\uc774\ub780 \ud604\uc7ac \ubc1b\ub294 \uc7ac\ud654, \uc11c\ube44\uc2a4 \ub610\ub294 \uae08\uc804\uc744 \ucd94\ud6c4\uc5d0 \uc9c0\ubd88\ud558\uaca0\ub2e4\ub294 \uc57d\uc18d\uc744 \ub73b\ud569\ub2c8\ub2e4. \uc608\uc0b0\uc744 \ucc45\uc815\ud558\uace0 \uacc4\ud68d\uc744 \ubbf8\ub9ac \uc138\uc6b0\uace0 \ud559\uc790\uae08 \ub300\ucd9c\uc774 \uc790\uc2e0\uc758 \ubbf8\ub798\uc758 \uc0dd\ud65c \ubc29\uc2dd\uc5d0 \ubbf8\uce60 \uc601\ud5a5\uc744 \uace0\ub824\ud558\uc5ec \uc2e0\uc6a9 \uc0ac\uc6a9\uc744 \uc808\uc81c\ud558\uace0 \uc2e0\uc6a9 \uae30\ub85d\uc744 \ubcf4\ud638\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ud559\uc790\uae08 \ub300\ucd9c\uc744 \ubc1b\uae30 \uc804\uc5d0 \uc774\ub7ec\ud55c \uc694\uc18c\ub4e4\uc744 \uc2e0\uc911\ud558\uac8c \uace0\ub824\ud558\uc2ed\uc2dc\uc624.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc790\uaca9 \uc694\uac74. \ud559\uc790\uae08 \ub300\ucd9c\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \ud559\uc704 \ud504\ub85c\uadf8\ub7a8\uc5d0 \uc815\uaddc \ud559\uc0dd \ub610\ub294 \ud559\uc0ac \uacbd\uace0\ub97c \ubc1b\uc740 \ud559\uc0dd\uc73c\ub85c \ub4f1\ub85d\ud558\uace0, \uc7ac\uc815 \uc9c0\uc6d0\uc744 \uc9c0\uc18d\ud560 \ub9cc\ud55c \uc131\uc801\uc744 \uc720\uc9c0\ud558\uba70, \ucd5c\uc18c\ud55c \ud558\ud504 \ud0c0\uc784(half-time) \uc774\uc0c1\uc744 \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4. \ub300\ucd9c\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \uc758\ubb34 \uc9d5\ubcd1 \ub4f1\ub85d\uc81c(Selective Service laws), \uc0ac\ud68c \ubcf4\uc7a5 \uaddc\uc815 \ubc0f \uad6d\ud1a0 \ubcf4\uc548\ubd80 \uc694\uac74\uc744 \uc900\uc218\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\uc804\uc5d0 \ud574\uacb0\ub418\uc9c0 \uc54a\uc740 \ub300\ucd9c \ucc44\ubb34 \ubd88\uc774\ud589\uc774 \uc788\uac70\ub098, \ud0c0\uc774\ud2c0 IV(Title IV) \uc790\uae08\uc744 \ud658\ubd88\ud574\uc57c \ud558\ub294 \uacbd\uc6b0, \ud559\uc790\uae08 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:8960,&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:10}\"><strong>\uc790\uaca9 \uc694\uac74.<\/strong> \ud559\uc790\uae08 \ub300\ucd9c\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \ud559\uc704 \ud504\ub85c\uadf8\ub7a8\uc5d0 \uc815\uaddc \ud559\uc0dd \ub610\ub294 \ud559\uc0ac \uacbd\uace0\ub97c \ubc1b\uc740 \ud559\uc0dd\uc73c\ub85c \ub4f1\ub85d\ud558\uace0, \uc7ac\uc815 \uc9c0\uc6d0\uc744 \uc9c0\uc18d\ud560 \ub9cc\ud55c \uc131\uc801\uc744 \uc720\uc9c0\ud558\uba70, \ucd5c\uc18c\ud55c \ud558\ud504 \ud0c0\uc784(half-time) \uc774\uc0c1\uc744 \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4. \ub300\ucd9c\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \uc758\ubb34 \uc9d5\ubcd1 \ub4f1\ub85d\uc81c(Selective Service laws), \uc0ac\ud68c \ubcf4\uc7a5 \uaddc\uc815 \ubc0f \uad6d\ud1a0 \ubcf4\uc548\ubd80 \uc694\uac74\uc744 \uc900\uc218\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\uc804\uc5d0 \ud574\uacb0\ub418\uc9c0 \uc54a\uc740 \ub300\ucd9c \ucc44\ubb34 \ubd88\uc774\ud589\uc774 \uc788\uac70\ub098, \ud0c0\uc774\ud2c0 IV(Title IV) \uc790\uae08\uc744 \ud658\ubd88\ud574\uc57c \ud558\ub294 \uacbd\uc6b0, \ud559\uc790\uae08 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;1965\ub144 \uace0\ub4f1\uad50\uc721\ubc95\uc758 479\uc870(A)(c)\uc5d0 \uc758\uac70\ud558\uc5ec, \uac1c\uc815 \ubc0f \uc5f0\ubc29 \uaddc\uc815 34 CFR 685.301(a)(8)\uc5d0 \uc758\uac70\ud558\uc5ec, \ud480\ub7ec \uc2e0\ud559\uad50\ub294 \uc774\uc5d0 \uad6d\ud55c\ub418\uc9c0\ub294 \uc54a\uc9c0\ub9cc \ub2e4\uc74c\uacfc \uac19\uc740 \uc774\uc720\ub85c \ub2e4\ub978 \uc801\uaca9 \ucc28\uc785\uc790\uc758 \ub300\ucd9c \uc2e0\uccad\uc5d0 \ub300\ud55c \uc778\uc99d\uc744 \uac70\ubd80\ud560 \uad8c\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:8960,&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:10}\">1965\ub144 \uace0\ub4f1\uad50\uc721\ubc95\uc758 479\uc870(A)(c)\uc5d0 \uc758\uac70\ud558\uc5ec, \uac1c\uc815 \ubc0f \uc5f0\ubc29 \uaddc\uc815 34 CFR 685.301(a)(8)\uc5d0 \uc758\uac70\ud558\uc5ec, \ud480\ub7ec \uc2e0\ud559\uad50\ub294 \uc774\uc5d0 \uad6d\ud55c\ub418\uc9c0\ub294 \uc54a\uc9c0\ub9cc \ub2e4\uc74c\uacfc \uac19\uc740 \uc774\uc720\ub85c \ub2e4\ub978 \uc801\uaca9 \ucc28\uc785\uc790\uc758 \ub300\ucd9c \uc2e0\uccad\uc5d0 \ub300\ud55c \uc778\uc99d\uc744 \uac70\ubd80\ud560 \uad8c\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<ul>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc2e0\uc6a9 \uc774\ub825\uc774 \uc88b\uc9c0 \uc54a\uc744 \uacbd\uc6b0(\ud480\ub7ec\uc5d0\uc11c\uc758 \uacc4\uc88c \ud3ec\ud568)&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,16711935],&quot;16&quot;:10}\">\uc2e0\uc6a9 \uc774\ub825\uc774 \uc88b\uc9c0 \uc54a\uc744 \uacbd\uc6b0(\ud480\ub7ec\uc5d0\uc11c\uc758 \uacc4\uc88c \ud3ec\ud568)<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc608\uc0c1 \uc218\uc785 \ub300\ube44 \ub192\uc740 \ubd80\ucc44&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,16711935],&quot;16&quot;:10}\">\uc608\uc0c1 \uc218\uc785 \ub300\ube44 \ub192\uc740 \ubd80\ucc44<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc790\uc2e0\uc758 \ud559\uacfc \ud504\ub85c\uadf8\ub7a8\uc5d0\uc11c \uc9c4\uc804\uc744 \ubcf4\uc774\uc9c0 \ubabb\ud55c \uacbd\uc6b0. \uc5ec\ub7ec \ud559\uae30 \ub3d9\uc548 \uc218\uac15 \ucca0\ud68c\ub97c \ud55c \uacbd\uc6b0 \ud3ec\ud568.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,16711935],&quot;16&quot;:10}\">\uc790\uc2e0\uc758 \ud559\uacfc \ud504\ub85c\uadf8\ub7a8\uc5d0\uc11c \uc9c4\uc804\uc744 \ubcf4\uc774\uc9c0 \ubabb\ud55c \uacbd\uc6b0. \uc5ec\ub7ec \ud559\uae30 \ub3d9\uc548 \uc218\uac15 \ucca0\ud68c\ub97c \ud55c \uacbd\uc6b0 \ud3ec\ud568.<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc790\uc2e0\uc758 \ud559\uc790\uae08 \ub300\ucd9c\uc744 \uc9c0\ubd88\ud558\uc9c0 \uc54a\uac70\ub098 \uc9c0\ubd88\ud560 \ub2a5\ub825\uc774 \uc5c6\uc74c\uc744 \ub098\ud0c0\ub0b4\ub294 \uae30\ud0c0 \uc694\uc778\uc774 \uc788\uc744 \uacbd\uc6b0&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,16711935],&quot;16&quot;:10}\">\uc790\uc2e0\uc758 \ud559\uc790\uae08 \ub300\ucd9c\uc744 \uc9c0\ubd88\ud558\uc9c0 \uc54a\uac70\ub098 \uc9c0\ubd88\ud560 \ub2a5\ub825\uc774 \uc5c6\uc74c\uc744 \ub098\ud0c0\ub0b4\ub294 \uae30\ud0c0 \uc694\uc778\uc774 \uc788\uc744 \uacbd\uc6b0<\/span><\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\ud480\ub7ec \uc2e0\ud559\uad50\uac00 \ud559\uc0dd\uc758 \ub300\ucd9c \uc2e0\uccad\uc11c\ub97c \uc99d\uba85\ud558\uae30\ub97c \uac70\uc808\ud558\ub294 \uacbd\uc6b0, \uc774\uc5d0 \ub300\ud55c \uc774\uc720\ub97c \ubb38\uc11c\ub85c \uc791\uc131\ud558\uc5ec \ud559\uc0dd\uc5d0\uac8c \uc11c\uba74\uc73c\ub85c \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:16777215},&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;16&quot;:10}\">\ud480\ub7ec \uc2e0\ud559\uad50\uac00 \ud559\uc0dd\uc758 \ub300\ucd9c \uc2e0\uccad\uc11c\ub97c \uc99d\uba85\ud558\uae30\ub97c \uac70\uc808\ud558\ub294 \uacbd\uc6b0, \uc774\uc5d0 \ub300\ud55c \uc774\uc720\ub97c \ubb38\uc11c\ub85c \uc791\uc131\ud558\uc5ec \ud559\uc0dd\uc5d0\uac8c \uc11c\uba74\uc73c\ub85c \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4.<\/span><\/p>\n<style type=\"text\/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/style>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc0c8\ub85c \ub300\ucd9c\uc744 \ubc1b\uae30 \uc704\ud55c(\uc989, \uc2e0\uaddc \ub300\ucd9c\uc744 \ubc1b\uac70\ub098 \ub300\ucd9c \ub300\uae08\uc744 \ubc1b\ub294 \uac83) \ud559\uae30 \ub4f1\ub85d \uae30\uc900\uc774 \uc885\uc804 \ub300\ucd9c\uc5d0 \ub300\ud55c \uc9c0\uae09 \uc5f0\uae30 \uae30\uc900\ubcf4\ub2e4 \uc5c4\uaca9\ud55c \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ube44\uc815\uaddc \ud559\uae30 \ub4f1\ub85d \ub610\ub294 \uae30\ud0c0 \ub4f1\ub85d \uc635\uc158\uc774 \ub300\ucd9c\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc5d0 \ub300\ud574 \ud559\uc0dd \uae08\uc735 \uc11c\ube44\uc2a4(Student Financial Services) \uc13c\ud130\uc5d0\uc11c \ud655\uc778\ud558\uc2ed\uc2dc\uc624 (\uc608: 0\ud559\uc810 \uc218\uac15 \uc2e0\uccad \uc635\uc158, \ud604\uc7a5 \uccb4\ud5d8 \ud559\uc2b5, \ub17c\ubb38 \ud559\uc810, \ub17c\ubb38, \ud3c9\uc0dd \uad50\uc721, \uc218\uc2b5, CPE)&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:8960,&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:10}\">\uc0c8\ub85c \ub300\ucd9c\uc744 \ubc1b\uae30 \uc704\ud55c(\uc989, \uc2e0\uaddc \ub300\ucd9c\uc744 \ubc1b\uac70\ub098 \ub300\ucd9c \ub300\uae08\uc744 \ubc1b\ub294 \uac83) \ud559\uae30 \ub4f1\ub85d \uae30\uc900\uc774 \uc885\uc804 \ub300\ucd9c\uc5d0 \ub300\ud55c \uc9c0\uae09 \uc5f0\uae30 \uae30\uc900\ubcf4\ub2e4 \uc5c4\uaca9\ud55c \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ube44\uc815\uaddc \ud559\uae30 \ub4f1\ub85d \ub610\ub294 \uae30\ud0c0 \ub4f1\ub85d \uc635\uc158\uc774 \ub300\ucd9c\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc5d0 \ub300\ud574 \ud559\uc0dd \uae08\uc735 \uc11c\ube44\uc2a4(Student Financial Services) \uc13c\ud130\uc5d0\uc11c \ud655\uc778\ud558\uc2ed\uc2dc\uc624 (\uc608: 0\ud559\uc810 \uc218\uac15 \uc2e0\uccad \uc635\uc158, \ud604\uc7a5 \uccb4\ud5d8 \ud559\uc2b5, \ub17c\ubb38 \ud559\uc810, \ub17c\ubb38, \ud3c9\uc0dd \uad50\uc721, \uc218\uc2b5, CPE)<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\ud559\uc790\uae08 \ub300\ucd9c \uc2e0\uc6a9 \uc120\ud0dd. \ud559\uc790\uae08 \ub300\ucd9c\uae08\uc744 \uac1a\uc744 \uc218 \uc788\uc744\uc9c0\ub97c \uc2e0\uc911\ud558\uac8c \ud310\ub2e8\ud574\uc57c \ud569\ub2c8\ub2e4. \uc0c1\ud658 \uc77c\uc815 \ubc0f \uacc4\uc57d\uc5d0 \ub530\ub77c \ud559\uc790\uae08\uc744 \uc0c1\ud658\ud558\uc9c0 \ubabb\ud558\uba74 \uc790\ub3d9\ucc28 \ub610\ub294 \uc8fc\ud0dd\uacfc \uac19\uc774 \ubbf8\ub798\uc758 \uc2e0\uc6a9 \uae30\ubc18 \uad6c\ub9e4\ub97c \ud560 \ub54c \uc601\ud5a5\uc774 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:8960,&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:10}\"><strong>\ud559\uc790\uae08 \ub300\ucd9c \uc2e0\uc6a9 \uc120\ud0dd.<\/strong> \ud559\uc790\uae08 \ub300\ucd9c\uae08\uc744 \uac1a\uc744 \uc218 \uc788\uc744\uc9c0\ub97c \uc2e0\uc911\ud558\uac8c \ud310\ub2e8\ud574\uc57c \ud569\ub2c8\ub2e4. \uc0c1\ud658 \uc77c\uc815 \ubc0f \uacc4\uc57d\uc5d0 \ub530\ub77c \ud559\uc790\uae08\uc744 \uc0c1\ud658\ud558\uc9c0 \ubabb\ud558\uba74 \uc790\ub3d9\ucc28 \ub610\ub294 \uc8fc\ud0dd\uacfc \uac19\uc774 \ubbf8\ub798\uc758 \uc2e0\uc6a9 \uae30\ubc18 \uad6c\ub9e4\ub97c \ud560 \ub54c \uc601\ud5a5\uc774 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\ud559\uc790\uae08 \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub300\ud55c \uc790\uaca9\uc740 \uc5f0\ubc29 \uc815\ubd80\uc758 \uc9c0\uce68\uc5d0 \ub530\ub77c \ud559\uc0dd \uae08\uc735 \uc11c\ube44\uc2a4(Student Financial Services) \uc13c\ud130\uc5d0 \uc758\ud574 \uacb0\uc815\ub429\ub2c8\ub2e4. \uc2e0\uccad\uc11c\ub294 \uc790\uaca9\uc774 \ub418\ub294 \ubbf8\uad6d \uc2dc\ubbfc\uacfc \uc601\uc8fc\uad8c\uc790\uc5d0\uac8c \ud559\uc0dd \uae08\uc735 \uc11c\ube44\uc2a4 \uc13c\ud130\uc5d0\uc11c \uc81c\uacf5\ub429\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:8960,&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:10}\">\ud559\uc790\uae08 \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub300\ud55c \uc790\uaca9\uc740 \uc5f0\ubc29 \uc815\ubd80\uc758 \uc9c0\uce68\uc5d0 \ub530\ub77c \ud559\uc0dd \uae08\uc735 \uc11c\ube44\uc2a4(Student Financial Services) \uc13c\ud130\uc5d0 \uc758\ud574 \uacb0\uc815\ub429\ub2c8\ub2e4. \uc2e0\uccad\uc11c\ub294 \uc790\uaca9\uc774 \ub418\ub294 \ubbf8\uad6d \uc2dc\ubbfc\uacfc \uc601\uc8fc\uad8c\uc790\uc5d0\uac8c \ud559\uc0dd \uae08\uc735 \uc11c\ube44\uc2a4 \uc13c\ud130\uc5d0\uc11c \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc218\uac15 \ucca0\ud68c. Federal Direct Loans \ub610\ub294 Perkins Loans\ub97c \uc218\ub839\ud55c \ud6c4 \uc218\uac15\uc744 \ucca0\ud68c\ud558\uba74, \uc5f0\ubc29 \uc815\ubd80 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08 \uacc4\uc0b0(Federal Return of Title IV Aid Calculation)\uc758 \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4. \uc774 \uacc4\uc0b0\uc740 \ud480\ub7ec\uac00 \ud559\uae30 \ub3d9\uc548 \ubcf4\uc720 \ud560 \uc218 \uc788\ub294 \uc5f0\ubc29 \ub300\ucd9c\uae08\uc758 \uae08\uc561\uacfc \ud480\ub7ec\uac00 \uc989\uc2dc \ud559\uc0dd\uc758 \ub300\ucd9c \uae30\uad00\uc5d0 \ubc18\ud658\ud574\uc57c \ud558\ub294 \uae08\uc561\uc744 \uacb0\uc815\ud569\ub2c8\ub2e4. \ud480\ub7ec\uac00 \ub300\ucd9c \uc790\uae08\uc744 \ubc18\ud658\ud560 \uacbd\uc6b0, \ud559\uc0dd\uc740 \ud480\ub7ec\uc5d0\uac8c \uc774\uc804\uc5d0 \uc9c0\uc6d0\ub418\uc5c8\ub358 \ub4f1\ub85d\uae08\uacfc \uc218\uc218\ub8cc\uc5d0 \ub300\ud55c \ubaa8\ub4e0 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \uae08\uc561\uc740 \ud559\uc0dd\uc758 \uacc4\uc88c\uc5d0 \uc794\uc561\uc73c\ub85c \ud45c\uc2dc\ub420 \uac83\uc785\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:8961,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:10}\"><strong>\uc218\uac15 \ucca0\ud68c.<\/strong> Federal Direct Loans \ub610\ub294 Perkins Loans\ub97c \uc218\ub839\ud55c \ud6c4 \uc218\uac15\uc744 \ucca0\ud68c\ud558\uba74, \uc5f0\ubc29 \uc815\ubd80 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08 \uacc4\uc0b0(Federal Return of Title IV Aid Calculation)\uc758 \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4. \uc774 \uacc4\uc0b0\uc740 \ud480\ub7ec\uac00 \ud559\uae30 \ub3d9\uc548 \ubcf4\uc720 \ud560 \uc218 \uc788\ub294 \uc5f0\ubc29 \ub300\ucd9c\uae08\uc758 \uae08\uc561\uacfc \ud480\ub7ec\uac00 \uc989\uc2dc \ud559\uc0dd\uc758 \ub300\ucd9c \uae30\uad00\uc5d0 \ubc18\ud658\ud574\uc57c \ud558\ub294 \uae08\uc561\uc744 \uacb0\uc815\ud569\ub2c8\ub2e4. \ud480\ub7ec\uac00 \ub300\ucd9c \uc790\uae08\uc744 \ubc18\ud658\ud560 \uacbd\uc6b0, \ud559\uc0dd\uc740 \ud480\ub7ec\uc5d0\uac8c \uc774\uc804\uc5d0 \uc9c0\uc6d0\ub418\uc5c8\ub358 \ub4f1\ub85d\uae08\uacfc \uc218\uc218\ub8cc\uc5d0 \ub300\ud55c \ubaa8\ub4e0 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \uae08\uc561\uc740 \ud559\uc0dd\uc758 \uacc4\uc88c\uc5d0 \uc794\uc561\uc73c\ub85c \ud45c\uc2dc\ub420 \uac83\uc785\ub2c8\ub2e4.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\ud559\uc0dd \uae08\uc735 \uc11c\ube44\uc2a4 \uc13c\ud130\ub294 \uacf5\uc2dd\uc801\uc73c\ub85c\ub4e0 \ube44\uacf5\uc2dd\uc801\uc73c\ub85c\ub4e0 \uc218\uac15\uc744 \ucca0\ud68c\ud55c \ud559\uc0dd\uc744 \ud655\uc778\ud558\uae30 \uc704\ud574 \uc815\uae30\uc801\uc73c\ub85c \ubcf4\uace0\uc11c\ub97c \uc2e4\ud589\ud569\ub2c8\ub2e4. \uacf5\uc2dd \ucca0\ud68c\ub294 \ud559\uc0dd\uc774 \uc218\uac15 \uc2e0\uccad \uba54\ub274\ub97c \ud1b5\ud574 \uacf5\uc2dd\uc801\uc73c\ub85c \ucca0\ud68c\ud558\uac70\ub098 \uad50\ubb34\ucc98\uc5d0 \uc218\uac15 \ucca0\ud68c \uccad\uc6d0\uc11c\ub97c \uc81c\ucd9c\ud558\uc600\uc744 \ub54c \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \ube44\uacf5\uc2dd \ucca0\ud68c\ub294 \ud559\uc0dd\uc774 \uc218\uac15 \ucca0\ud68c\ub97c \ud558\uc9c0 \uc54a\uace0 \ucd9c\uc11d\uc744 \uc911\ub2e8\ud558\uc5ec \uc8fc\ub85c \u201cF\u201d\ud559\uc810\uc744 \ubc1b\uac8c \ub418\ub294 \uacbd\uc6b0\uc5d0 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:8960,&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:10}\">\ud559\uc0dd \uae08\uc735 \uc11c\ube44\uc2a4 \uc13c\ud130\ub294 \uacf5\uc2dd\uc801\uc73c\ub85c\ub4e0 \ube44\uacf5\uc2dd\uc801\uc73c\ub85c\ub4e0 \uc218\uac15\uc744 \ucca0\ud68c\ud55c \ud559\uc0dd\uc744 \ud655\uc778\ud558\uae30 \uc704\ud574 \uc815\uae30\uc801\uc73c\ub85c \ubcf4\uace0\uc11c\ub97c \uc2e4\ud589\ud569\ub2c8\ub2e4. \uacf5\uc2dd \ucca0\ud68c\ub294 \ud559\uc0dd\uc774 \uc218\uac15 \uc2e0\uccad \uba54\ub274\ub97c \ud1b5\ud574 \uacf5\uc2dd\uc801\uc73c\ub85c \ucca0\ud68c\ud558\uac70\ub098 \uad50\ubb34\ucc98\uc5d0 \uc218\uac15 \ucca0\ud68c \uccad\uc6d0\uc11c\ub97c \uc81c\ucd9c\ud558\uc600\uc744 \ub54c \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \ube44\uacf5\uc2dd \ucca0\ud68c\ub294 \ud559\uc0dd\uc774 \uc218\uac15 \ucca0\ud68c\ub97c \ud558\uc9c0 \uc54a\uace0 \ucd9c\uc11d\uc744 \uc911\ub2e8\ud558\uc5ec \uc8fc\ub85c \u201cF\u201d\ud559\uc810\uc744 \ubc1b\uac8c \ub418\ub294 \uacbd\uc6b0\uc5d0 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uacf5\uc2dd \ucca0\ud68c\uc758 \uacbd\uc6b0, \ucca0\ud68c \ub0a0\uc9dc\ub294 \ud480\ub7ec\uc5d0\uac8c \ubaa8\ub4e0 \uc218\uc5c5\uc744 \uc911\ub2e8\ud558\uaca0\ub2e4\ub294 \uc758\uc0ac\ub97c \ud1b5\ubcf4\ud55c \ub0a0\uc9dc\ub85c \uac04\uc8fc\ud569\ub2c8\ub2e4. \ube44\uacf5\uc2dd \ucca0\ud68c\uc758 \uacbd\uc6b0, \uc77c\ubc18\uc801\uc73c\ub85c \ud559\uae30\uc758 \uc911\ubc18\uc744 \ucca0\ud68c \ub0a0\uc9dc\ub85c \uac04\uc8fc\ud569\ub2c8\ub2e4. \ud559\uc0dd\uc774 \ud2b9\uc815 \ub0a0\uc9dc\uae4c\uc9c0 \uc218\uc5c5\uc5d0 \ucc38\uc11d\ud588\uc74c\uc744 \uc99d\uba85\ud560 \uc218 \uc788\ub294 \uacbd\uc6b0 \uadf8 \ub0a0\uc9dc\ub97c \ucca0\ud68c \ub0a0\uc9dc\ub85c \uc0ac\uc6a9\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:8960,&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:10}\">\uacf5\uc2dd \ucca0\ud68c\uc758 \uacbd\uc6b0, \ucca0\ud68c \ub0a0\uc9dc\ub294 \ud480\ub7ec\uc5d0\uac8c \ubaa8\ub4e0 \uc218\uc5c5\uc744 \uc911\ub2e8\ud558\uaca0\ub2e4\ub294 \uc758\uc0ac\ub97c \ud1b5\ubcf4\ud55c \ub0a0\uc9dc\ub85c \uac04\uc8fc\ud569\ub2c8\ub2e4. \ube44\uacf5\uc2dd \ucca0\ud68c\uc758 \uacbd\uc6b0, \uc77c\ubc18\uc801\uc73c\ub85c \ud559\uae30\uc758 \uc911\ubc18\uc744 \ucca0\ud68c \ub0a0\uc9dc\ub85c \uac04\uc8fc\ud569\ub2c8\ub2e4. \ud559\uc0dd\uc774 \ud2b9\uc815 \ub0a0\uc9dc\uae4c\uc9c0 \uc218\uc5c5\uc5d0 \ucc38\uc11d\ud588\uc74c\uc744 \uc99d\uba85\ud560 \uc218 \uc788\ub294 \uacbd\uc6b0 \uadf8 \ub0a0\uc9dc\ub97c \ucca0\ud68c \ub0a0\uc9dc\ub85c \uc0ac\uc6a9\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc5f0\ubc29 \uc815\ubd80 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08 \ubc18\ud658( Federal Return of Title IV Aid) \uacc4\uc0b0\uc740 \ub2e4\uc74c\uc744 \uaddc\uc815\ud569\ub2c8\ub2e4:&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:8961,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:10}\">\uc5f0\ubc29 \uc815\ubd80 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08 \ubc18\ud658( Federal Return of Title IV Aid) \uacc4\uc0b0\uc740 \ub2e4\uc74c\uc744 \uaddc\uc815\ud569\ub2c8\ub2e4:<\/span><\/p>\n<ol>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc218\uc5c5 \uccab\ub0a0 \ub610\ub294 \uadf8 \uc774\uc804\uc5d0 \uc218\uac15\uc744 \ucca0\ud68c\ud55c \uacbd\uc6b0 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc758 100%\ub97c \ub300\ucd9c \uae30\uad00\uc5d0 \ubc18\ud658\ud558\uc5ec\uc57c \ud569\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:[null,2,16777215],&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,6989903],&quot;16&quot;:10}\">\uc218\uc5c5 \uccab\ub0a0 \ub610\ub294 \uadf8 \uc774\uc804\uc5d0 \uc218\uac15\uc744 \ucca0\ud68c\ud55c \uacbd\uc6b0 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc758 100%\ub97c \ub300\ucd9c \uae30\uad00\uc5d0 \ubc18\ud658\ud558\uc5ec\uc57c \ud569\ub2c8\ub2e4.<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\ud559\uc0dd\uc774 \ud559\uae30\uc758 60%\uac00 \uc9c4\ud589\ub418\uae30 \uc804\uc5d0 \uc218\uac15 \ucca0\ud68c\ub97c \ud55c \uacbd\uc6b0 \ud559\uc0dd \uae08\uc735 \uc11c\ube44\uc2a4 \uc13c\ud130\ub294 \ud559\uc0dd\uc774 \uc644\ub8cc\ud55c \ud559\uae30\uc758 \ube44\uc728\uc744 \uacb0\uc815\ud569\ub2c8\ub2e4. \uadf8 \ube44\uc728\uc5d0 \ud574\ub2f9\ud558\ub294 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc740 &quot;\uc0ac\uc6a9&quot;\ub41c \uac83\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4. \ub098\uba38\uc9c0 \ub610\ub294 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc740 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc740 \ubc18\ub4dc\uc2dc \ub300\ucd9c \uae30\uad00\uc5d0 \ubc18\ud658\ud558\uc5ec\uc57c \ud569\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:[null,2,16777215],&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,6989903],&quot;16&quot;:10}\">\ud559\uc0dd\uc774 \ud559\uae30\uc758 60%\uac00 \uc9c4\ud589\ub418\uae30 \uc804\uc5d0 \uc218\uac15 \ucca0\ud68c\ub97c \ud55c \uacbd\uc6b0 \ud559\uc0dd \uae08\uc735 \uc11c\ube44\uc2a4 \uc13c\ud130\ub294 \ud559\uc0dd\uc774 \uc644\ub8cc\ud55c \ud559\uae30\uc758 \ube44\uc728\uc744 \uacb0\uc815\ud569\ub2c8\ub2e4. \uadf8 \ube44\uc728\uc5d0 \ud574\ub2f9\ud558\ub294 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc740 &#8220;\uc0ac\uc6a9&#8221;\ub41c \uac83\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4. \ub098\uba38\uc9c0 \ub610\ub294 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc740 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc740 \ubc18\ub4dc\uc2dc \ub300\ucd9c \uae30\uad00\uc5d0 \ubc18\ud658\ud558\uc5ec\uc57c \ud569\ub2c8\ub2e4.<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\ud559\uae30\uc758 60%\uac00 \uc9c4\ud589\ub41c \uc774\ud6c4 \uc218\uac15\uc744 \ucca0\ud68c\ud558\ub294 \uacbd\uc6b0, \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc758 100%\uac00 &quot;\uc0ac\uc6a9&quot;\ub41c \uac83\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc744 \ubc18\ud658\ud560 \ud544\uc694\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:[null,2,16777215],&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,6989903],&quot;16&quot;:10}\">\ud559\uae30\uc758 60%\uac00 \uc9c4\ud589\ub41c \uc774\ud6c4 \uc218\uac15\uc744 \ucca0\ud68c\ud558\ub294 \uacbd\uc6b0, \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc758 100%\uac00 &#8220;\uc0ac\uc6a9&#8221;\ub41c \uac83\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc744 \ubc18\ud658\ud560 \ud544\uc694\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc9d1\uc911 \ucf54\uc2a4\uc640 \uac19\uc774 \ud559\uae30 \uc804\uccb4 \ub3d9\uc548 \uac1c\uc124\ub418\uc9c0 \uc54a\ub294 \uad50\uacfc\ubaa9\uc5d0 \ub4f1\ub85d\ud55c \ud6c4 \ucca0\ud68c\ud558\uc600\uc744 \uacbd\uc6b0, \uc808\ubc18 \uc774\uc0c1 \ub610\ub294 \uadf8 \uc774\uc0c1\uc73c\ub85c \uc218\uac15\uc744 \ud55c \uacbd\uc6b0\uc5d0\ub3c4 \ud559\uc790\uae08 \ub300\ucd9c \ubaa9\uc801 \uc0c1 &quot;\ucca0\ud68c&quot;\ub41c \uac83\uc73c\ub85c \uac04\uc8fc\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\ubc29 \uc815\ubd80 \uaddc\uc815\uc5d0 \ub530\ub77c \ud559\uc0dd\uc774 \ucc98\uc74c \ub4f1\ub85d\ud55c \uad50\uacfc\ubaa9\uc758 \ubaa8\ub4e0 \ud559\uc810\uc744 \uc644\ub8cc\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0, \ub300\ucd9c\uae08\uc744 \uc904\uc774\uac70\ub098 \ucde8\uc18c\ud574\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:[null,2,16777215],&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,6989903],&quot;16&quot;:10}\">\uc9d1\uc911 \ucf54\uc2a4\uc640 \uac19\uc774 \ud559\uae30 \uc804\uccb4 \ub3d9\uc548 \uac1c\uc124\ub418\uc9c0 \uc54a\ub294 \uad50\uacfc\ubaa9\uc5d0 \ub4f1\ub85d\ud55c \ud6c4 \ucca0\ud68c\ud558\uc600\uc744 \uacbd\uc6b0, \uc808\ubc18 \uc774\uc0c1 \ub610\ub294 \uadf8 \uc774\uc0c1\uc73c\ub85c \uc218\uac15\uc744 \ud55c \uacbd\uc6b0\uc5d0\ub3c4 \ud559\uc790\uae08 \ub300\ucd9c \ubaa9\uc801 \uc0c1 &#8220;\ucca0\ud68c&#8221;\ub41c \uac83\uc73c\ub85c \uac04\uc8fc\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\ubc29 \uc815\ubd80 \uaddc\uc815\uc5d0 \ub530\ub77c \ud559\uc0dd\uc774 \ucc98\uc74c \ub4f1\ub85d\ud55c \uad50\uacfc\ubaa9\uc758 \ubaa8\ub4e0 \ud559\uc810\uc744 \uc644\ub8cc\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0, \ub300\ucd9c\uae08\uc744 \uc904\uc774\uac70\ub098 \ucde8\uc18c\ud574\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc704\uc758 #1\uacfc #2\uc5d0\uc11c \ud480\ub7ec\ub294 \ub4f1\ub85d\uae08, ASC \uc218\uc218\ub8cc, \ud130\uce58\uc2a4\ud1a4(Touchstone) \uc218\uc218\ub8cc \ubc0f \uc784\ub300\ub8cc(\ud480\ub7ec \uae30\uc219\uc0ac \ub610\ub294 \uc784\ub300 \uc8fc\ud0dd)\uc640 \uac19\uc774 \ud574\ub2f9 \ud559\uae30\uc758 \uc9c1\uc811\uc801\uc778 \ube44\uc6a9\uc744 \ucda9\ub2f9\ud558\ub294 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08 \uae08\uc561\uc744 \uacb0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uadf8 \ud6c4 \ud480\ub7ec\ub294 \uc704\uc5d0\uc11c \uc124\uba85\ud55c \uae30\ubcf8 \uacc4\uc0b0 \ubc95\uc5d0 \ub530\ub77c \uc774 \uae08\uc561\uc758 \uc77c\uc815 \ube44\uc728\uc744 \ubc18\ud658\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \uae08\uc561\uc740 \uc804\uc790 \uc0c1\uc73c\ub85c \ubc18\ub0a9\ub418\uba70 \ud480\ub7ec \ud559\uc0dd \uacc4\uc88c\ub85c \uccad\uad6c\ub420 \uac83\uc785\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:[null,2,16777215],&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,6989903],&quot;16&quot;:10}\">\uc704\uc758 #1\uacfc #2\uc5d0\uc11c \ud480\ub7ec\ub294 \ub4f1\ub85d\uae08, ASC \uc218\uc218\ub8cc, \ud130\uce58\uc2a4\ud1a4(Touchstone) \uc218\uc218\ub8cc \ubc0f \uc784\ub300\ub8cc(\ud480\ub7ec \uae30\uc219\uc0ac \ub610\ub294 \uc784\ub300 \uc8fc\ud0dd)\uc640 \uac19\uc774 \ud574\ub2f9 \ud559\uae30\uc758 \uc9c1\uc811\uc801\uc778 \ube44\uc6a9\uc744 \ucda9\ub2f9\ud558\ub294 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08 \uae08\uc561\uc744 \uacb0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uadf8 \ud6c4 \ud480\ub7ec\ub294 \uc704\uc5d0\uc11c \uc124\uba85\ud55c \uae30\ubcf8 \uacc4\uc0b0 \ubc95\uc5d0 \ub530\ub77c \uc774 \uae08\uc561\uc758 \uc77c\uc815 \ube44\uc728\uc744 \ubc18\ud658\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \uae08\uc561\uc740 \uc804\uc790 \uc0c1\uc73c\ub85c \ubc18\ub0a9\ub418\uba70 \ud480\ub7ec \ud559\uc0dd \uacc4\uc88c\ub85c \uccad\uad6c\ub420 \uac83\uc785\ub2c8\ub2e4.<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\uc0dd\ud65c\ube44\ub97c \ucda9\ub2f9\ud558\uae30 \uc704\ud574 \ub300\ucd9c\uae08\uc744 \uccb4\ud06c\ub85c \uc218\ub839\ud55c \ud559\uc0dd\uc758 \uacbd\uc6b0, \uadf8 \uae08\uc561\uc758 \uc77c\uc815 \ube44\uc728\uc774 &quot;\ubbf8\uc0ac\uc6a9 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08&quot;\uc73c\ub85c \uac04\uc8fc\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4(\uc0c1\uae30 #2 \ucc38\uc870). \ub2e8, \ub300\ucd9c \uc790\uaca9\uc774 \uc218\ub9bd\ub41c \uacbd\uc6b0(\uc544\ub798 \ucc38\uc870), \ub300\ucd9c\uc758 \ucd5c\ucd08 \uc870\uac74\uc5d0 \ub530\ub77c \ub300\ucd9c\uae08 \uc0c1\ud658\uc744 \ud558\uba74 \ub429\ub2c8\ub2e4. \uc989, \uc5f0\uae30\uae08 \ubc0f \uae30\ud0c0 Direct loan \ud61c\ud0dd\uc740 \uc5ec\uc804\ud788 \uc801\uc6a9\ub429\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:[null,2,16777215],&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,6989903],&quot;16&quot;:10}\">\uc0dd\ud65c\ube44\ub97c \ucda9\ub2f9\ud558\uae30 \uc704\ud574 \ub300\ucd9c\uae08\uc744 \uccb4\ud06c\ub85c \uc218\ub839\ud55c \ud559\uc0dd\uc758 \uacbd\uc6b0, \uadf8 \uae08\uc561\uc758 \uc77c\uc815 \ube44\uc728\uc774 &#8220;\ubbf8\uc0ac\uc6a9 \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08&#8221;\uc73c\ub85c \uac04\uc8fc\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4(\uc0c1\uae30 #2 \ucc38\uc870). \ub2e8, \ub300\ucd9c \uc790\uaca9\uc774 \uc218\ub9bd\ub41c \uacbd\uc6b0(\uc544\ub798 \ucc38\uc870), \ub300\ucd9c\uc758 \ucd5c\ucd08 \uc870\uac74\uc5d0 \ub530\ub77c \ub300\ucd9c\uae08 \uc0c1\ud658\uc744 \ud558\uba74 \ub429\ub2c8\ub2e4. \uc989, \uc5f0\uae30\uae08 \ubc0f \uae30\ud0c0 Direct loan \ud61c\ud0dd\uc740 \uc5ec\uc804\ud788 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08 \ubc18\ud658\uc740 \ud480\ub7ec \uc790\uccb4 \ud658\ubd88 \uc815\ucc45\uacfc\ub294 \ubcc4\ub3c4\uc785\ub2c8\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c, \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc774 \ub300\ucd9c \uae30\uad00\uc5d0 \ubc18\ud658\ub418\uae30 \uc804\uc5d0 \uc218\uc5c5\ub8cc\ub97c \ud658\ubd88\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucd94\ud6c4 \ud480\ub7ec\uac00 \ub300\ucd9c\uae08\uc744 \ubc18\ud658\ud558\uba74 \ud559\uc0dd \uacc4\uc88c\uc5d0 \uc694\uae08\uc774 \ubd80\uacfc\ub420 \uac83\uc785\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 \uc694\uae08\uc744 \uc9c0\ubd88\ud560 \uc218 \uc788\ub3c4\ub85d \ud480\ub7ec\uc5d0\uc11c \ud658\ubd88\ubc1b\uc740 \uae08\uc561\uc744 \uac00\uc9c0\uace0 \uc788\uc5b4\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:[null,2,16777215],&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,6989903],&quot;16&quot;:10}\">\ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08 \ubc18\ud658\uc740 \ud480\ub7ec \uc790\uccb4 \ud658\ubd88 \uc815\ucc45\uacfc\ub294 \ubcc4\ub3c4\uc785\ub2c8\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c, \ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc774 \ub300\ucd9c \uae30\uad00\uc5d0 \ubc18\ud658\ub418\uae30 \uc804\uc5d0 \uc218\uc5c5\ub8cc\ub97c \ud658\ubd88\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucd94\ud6c4 \ud480\ub7ec\uac00 \ub300\ucd9c\uae08\uc744 \ubc18\ud658\ud558\uba74 \ud559\uc0dd \uacc4\uc88c\uc5d0 \uc694\uae08\uc774 \ubd80\uacfc\ub420 \uac83\uc785\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 \uc694\uae08\uc744 \uc9c0\ubd88\ud560 \uc218 \uc788\ub3c4\ub85d \ud480\ub7ec\uc5d0\uc11c \ud658\ubd88\ubc1b\uc740 \uae08\uc561\uc744 \uac00\uc9c0\uace0 \uc788\uc5b4\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/span><\/li>\n<li><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\ub610\ud55c, \ud559\uae30 \ud6c4\ubc18\uc5d0 \uc218\uac15 \ucca0\ud68c\ub97c \ud560 \uacbd\uc6b0, \ud480\ub7ec\ub85c\ubd80\ud130 \ud658\ubd88\uc744 \ubc1b\uc9c0 \ubabb\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:11010,&quot;4&quot;:[null,2,16777215],&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,6989903],&quot;16&quot;:10}\">\ub610\ud55c, \ud559\uae30 \ud6c4\ubc18\uc5d0 \uc218\uac15 \ucca0\ud68c\ub97c \ud560 \uacbd\uc6b0, \ud480\ub7ec\ub85c\ubd80\ud130 \ud658\ubd88\uc744 \ubc1b\uc9c0 \ubabb\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/li>\n<\/ol>\n<style type=\"text\/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/style>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\ud559\uae30 \uc911 \ucd5c\uc18c \ud558\ud504 \ud0c0\uc784(half-time)\uc744 \uc720\uc9c0\ud558\uc5ec \uc5f0\ubc29 \uc9c0\uc6d0 \uc790\uaca9\uc744 \ub9cc\uc871\ud574\uc57c \ud55c\ub2e4\ub294 \uc810\uc5d0 \uc720\uc758\ud558\uc2ed\uc2dc\uc624. \ud559\uc0dd\uc774 \uacf5\uc2dd\uc801 \ub610\ub294 \ube44\uacf5\uc2dd\uc801\uc73c\ub85c \uc218\uac15\uc744 \ucca0\ud68c\ud560 \uacbd\uc6b0, \ud480\ub7ec\ub294 \uad50\uc218\uc758 \ucd9c\uc11d \uae30\ub85d\uc744 \uc0ac\uc6a9\ud558\uc5ec \ud559\uc0dd\uc774 \ud558\ud504 \ud0c0\uc784\uc744 \uc720\uc9c0\ud588\ub294\uc9c0\ub97c \ud655\uc778\ud560 \uac83\uc785\ub2c8\ub2e4. \ud558\ud504 \ud0c0\uc784\uc744 \uc720\uc9c0\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0, \uc7ac\uc815 \uc9c0\uc6d0 \uc790\uaca9\uc744 \uc7ac\uacc4\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4. \ud559\uc0dd\uc758 \ub300\ucd9c \uae30\uad00\uc740 \ud559\uc0dd\uc774 \ub300\ucd9c \uc870\uac74\uc744 \ub9cc\uc871\ud558\uc9c0 \ubabb\ud588\ub2e4\ub294 \ud1b5\uc9c0\ub97c \ubc1b\uac8c\ub429\ub2c8\ub2e4. \ub300\ucd9c \uae30\uad00\uc740 \uc774\ub7ec\ud55c \uacbd\uc6b0 \uc0dd\ud65c\ube44\ub85c \ud559\uc0dd\uc5d0\uac8c \uc8fc\uc5b4\uc9c4 \uc561\uc218\uc758 \uc2e0\uc18d\ud55c \uc0c1\ud658\uc744 \uc694\uad6c\ud560 \uc218 \uc788\ub294 \uc120\ud0dd\uad8c\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:8960,&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:10}\">\ud559\uae30 \uc911 \ucd5c\uc18c \ud558\ud504 \ud0c0\uc784(half-time)\uc744 \uc720\uc9c0\ud558\uc5ec \uc5f0\ubc29 \uc9c0\uc6d0 \uc790\uaca9\uc744 \ub9cc\uc871\ud574\uc57c \ud55c\ub2e4\ub294 \uc810\uc5d0 \uc720\uc758\ud558\uc2ed\uc2dc\uc624. \ud559\uc0dd\uc774 \uacf5\uc2dd\uc801 \ub610\ub294 \ube44\uacf5\uc2dd\uc801\uc73c\ub85c \uc218\uac15\uc744 \ucca0\ud68c\ud560 \uacbd\uc6b0, \ud480\ub7ec\ub294 \uad50\uc218\uc758 \ucd9c\uc11d \uae30\ub85d\uc744 \uc0ac\uc6a9\ud558\uc5ec \ud559\uc0dd\uc774 \ud558\ud504 \ud0c0\uc784\uc744 \uc720\uc9c0\ud588\ub294\uc9c0\ub97c \ud655\uc778\ud560 \uac83\uc785\ub2c8\ub2e4. \ud558\ud504 \ud0c0\uc784\uc744 \uc720\uc9c0\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0, \uc7ac\uc815 \uc9c0\uc6d0 \uc790\uaca9\uc744 \uc7ac\uacc4\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4. \ud559\uc0dd\uc758 \ub300\ucd9c \uae30\uad00\uc740 \ud559\uc0dd\uc774 \ub300\ucd9c \uc870\uac74\uc744 \ub9cc\uc871\ud558\uc9c0 \ubabb\ud588\ub2e4\ub294 \ud1b5\uc9c0\ub97c \ubc1b\uac8c\ub429\ub2c8\ub2e4. \ub300\ucd9c \uae30\uad00\uc740 \uc774\ub7ec\ud55c \uacbd\uc6b0 \uc0dd\ud65c\ube44\ub85c \ud559\uc0dd\uc5d0\uac8c \uc8fc\uc5b4\uc9c4 \uc561\uc218\uc758 \uc2e0\uc18d\ud55c \uc0c1\ud658\uc744 \uc694\uad6c\ud560 \uc218 \uc788\ub294 \uc120\ud0dd\uad8c\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\ud0c0\uc774\ud2c0 IV \ubcf4\uc870\uae08\uc744 \ubc1b\uace0 \uc218\uac15\uc744 \ubaa8\ub450 \uc911\ub2e8\ud558\uac70\ub098 \ud558\ud504 \ud0c0\uc784 \uc774\ud558\ub85c \uc218\uac15\ud558\ub824 \ud560 \uacbd\uc6b0, \uadf8\ub7ec\ud55c \uacb0\uc815\uc744 \ub0b4\ub9ac\uae30 \uc804\uc5d0 \ud559\uc0dd \uc7ac\uc815 \uc0c1\ub2f4\uc0ac\uc640 \uc0c1\ub2f4\ud560 \uac83\uc744 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